Archive for the ‘Partners’ Category

If you are thinking about buying or selling a home in the Charlotte area, you may want to consider talking to The Ramsey Group. They just launched a new website www.yourcharlotteconnection.com to help buyers and sellers in the Charlotte area. The new site was just launched, and though it is still in “starter” mode, there are a lot of features, including a MLS home search and a Moving Center with a free moving truck!

So be sure to visit www.YourCharlotteConnection.com and check it out!

YourCharlotteConnection.com is a real estate website designed by Found By Design

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Recent Mortgage Changes Catching Buyers by Surprise

I have been getting a lot of phone calls lately from Charlotte area real estate agents and salespeople. It seems that they have been seeing a lot of mortgage approvals getting denied! What in the world is going on?

One of the most common concerns has to do with big local banks, such as Bank of America and Wachovia. Because these are such big banks in Charlotte, many Realtors and sales people have just sent their clients to them. The problem is that large banks like Bank of America only offer Bank of America mortgage products. So when they make changes to their own mortgage loan products, it becomes a “yes or no” decision, not a “let’s move it to another program” decision.

Case in point… Joe was approved to buy his first home using a Charlotte FHA mortgage loan from one of these big banks. We’ll call them “Big Bank USA.” Joe didn’t have the best credit in the world, but it was enough to get approved to buy a home in Charlotte. When the approval came from Big Bank USA, Joe was excited to be able to buy his first home! But then, half way through the processing of his mortgage loan, something changed. Big Bank USA changed their underwriting criteria and implemented a credit score requirement that was above what Joe had. All of the sudden this approval was turned down.

Since Big Bank USA is only a bank, they had no other FHA mortgage programs to turn to. However, Joe’s loan is now with the Carolina Mortgage Connection. With the multiple lenders and programs available to us, we are working to place Joe’s loan with a viable lender and get it closed! If Joe had started his loan process with us, we would have been able to move things around a lot faster and easier.

The moral of the story is that big banks have far less flexibilty. The Carolina Mortgage Connection is part of Residential Mortgage Center in Charlotte, NC and operates under a Lender’s license in North Carolina. While we can make mortgage loan decisions using our own money, we still have the ability to broker and close mortgage loans with other wholesale lenders, giving us far greater flexibility and adaptability than your conventional banks. And with great low mortgage rates that rival Charlotte area banks, the Carolina Mortgage Connection will quickly become your most trusted source for mortgage loans in the Charlotte area.

A Step Forward 

Dear friends, clients and partners;

It is with great excitement and anticipation that I am pleased to announce that the Carolina Mortgage Connection has joined Residential Mortgage Center in Charlotte, NC.

Residential Mortgage Center is a licensed Mortgage Lender serving both North and South Carolina and is located at 205 Regency Executive Park Suite 200 Charlotte, NC 28217.

With this move to Residential Mortgage Center, we will continue to offer the best mortgage rates and service in the Charlotte area! In addition to that, there will be on site loan processors to get your mortgage loans closed faster than ever!

Greater Flexibilty

Working with a mortgage lender will give us greater flexibility in the marketplace. In today’s volatile mortgage market, flexibility will be a key difference in getting results! With the ability to adapt mortgage programs to fit the individual needs of our borrowers, the Carolina Mortgage Connection can custom tailor the right program just for you! And because you are working directly with the lender, mortgage rates will be more competitive than ever!

Focused on You 

Change can be a scary thing. But in this case it is very exciting! This business maneuver will allow us to focus on providing our clients and partners with unparalleled service while allowing us to pursue our mission of educating, inspiring and assisting in the American Dream!

As always, you can always contact us by calling 877-411-9327 or via the website at www.EdNailor.com

Sincerely,

Ed Nailor

A local Charlotte, NC area Realtor has been netting a lot more listings lately. During what most agents see as the slowest time of the year, this agent has been adding more real estate listings. Right now, he has 10 listings and has plans to have up to 20 by March!

How to get more listings

There are many tools available to real estate agents and Realtors today. The key to getting more listings is Read the rest of this entry »

Welcome to Localism.

Localism is a new website designed to bring you local real estate information from those that know it best… real estate professionals. Powered by the foremost real estate networking website, ActiveRain.com, Localism provides you a ton of information, commentary and stories that reflect your local area’s real estate market.

So, for example, you live in (or thinking of moving to) Charlotte, NC. You will find local photos of Charlotte, listings of homes for sale in Charlotte, area market reports for Charlotte, plus a wealth of other useful tidbits about the Charlotte area. You can even get down to the local communities and subdivisions within a city!

The information is written and commented on by real estate agents, mortgage professionals, appraisers, insurance agents, and other professionals related to the real estate market. Each individual brings their own unique and distinct view allowing you to get to know the agent or loan officer before chosing to use them. You can even see my posts to Localism: http://localism.com/agents/enailor

Check it out and get the info. With close to 60,000 real estate professionals in the network, you’re sure to find more than enough information on the area you are searching for.

Becoming a Tech-Savvy Real Estate Agent
Special Contribution By Lou Lynch

In today’s world of instant messaging and global marketing, it’s often real estate agents who get to try new technology first. Real estate agents work with everyone of a certain income level and savings, which makes their industry a fertile market for new products. Real estate is also a good starting point for developers who want to learn more about how their technology will be used. For example, most online mapping applications launched in recent years have been created with real estate in mind - whether it’s finding an innovative approach to display home for sale listings, or creating realistic 3-D renderings of buildings, these new tools go the extra mile to make agents and their clients happy.

Real estate professionals who don’t make use of the latest technologies might be missing a big opportunity to expand their business. Every new product targeted at real estate represents a chance for brokers and agents to tap into a new market, and improve relations with their existing clients. And for those agents who still aren’t informed about basic Internet and email strategies, now’s the time to learn.

The best part about becoming a tech-savvy real estate agent is how easy it can be. If you’re well-versed in real estate law, how to properly list and negotiate a home sale, and what makes the local market tick, you’ve already done the hard part. Becoming tech-savvy is simply the process of taking your years of experience and knowledge and plugging it into a new system. Technology developers don’t expect real estate agents to know how to program software or even know html - all you have to do is stay current on what’s out there.

The best real estate news sites provide regular features on new technology. Here you can learn about the latest tools available, like database-driven real estate evaluation tools, and voice recognition software allowing agents to update the local MLS from their phone. Many real estate blogs also offer daily tech news, while real estate forums provide a place to discuss and learn more about technology trends.

If you’re an agent or broker with a successful website, staying informed on new technology can help boost your web presence. You’ll learn how to drive up traffic to your site through search engine optimization and new software, and how to protect your web presence from competition and copyright infringement. Many online agents and brokers use duplicate content detection software to keep their sites unique.

Real estate and technology have always fed off one another, but the relationship has become especially apparent in recent years. As developers continue to target the real estate market, many agents and brokers are doing away with old marketing strategies, like telemarketing, cold calling, and door knocking. New strategies for tech savvy real estate pros are being created every day.

Lou Lynch is a tech savvy Ulster County, New York real estate professional, working with a large, dedicated staff. Visit Lou’s professionally optimized website for more information on the latest property marketing strategies, and details on the Ulster County real estate area.

Article Source: http://EzineArticles.com/?expert=Lou_Lynch

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 As part of my efforts to help grow your business, EdNailor.com is sponsoring Single Property Websites for real estate agents in the Charlotte NC area. There is also a Phone Based Website included for web-enabled cell phones! Add unlimited properties with unlimited text, photos and documents! All properties are submitted to major real estate search engines and included on EdNailor.com in the Featured Homes section. All properties are also posted foir you to Craigslist twice a week! Much more than a website… its a complete marketing system. Sell more homes and get more listings!