Archive for April, 2008
Financial Hypochondria
{{copyright EdNailor.com}}
It had been a great day. Tina closed the deal of the week and now was ready to kick back and enjoy the weekend. However, after picking her daughter Chloe up from afterschool care, she noticed that Chloe did not look well. As she suspected, Chloe had a fever.
Tina decided to take Chloe to the doctor’s office to be checked out. To her dismay, Chloe has the flu! Somehow, on the way home from the doctor’s office, Tina wasn’t feeling so hot. She felt she too may be feeling bad and most likely also had the flu. And that’s when her illness hit her… hypochondria.
This is much like the financial hypochondria the nation is going through. Read the rest of this entry »
And The BS Floodgates Opened…
{{copyright EdNailor.com}}
Zillow Launches Mortgage Marketplace
That’s right! Zillow has launched their long awaited “Mortgage Marketplace.” This not-so-great idea is being billed as a place that consumers can get quotes from multiple lenders without having to provide any personal information. Spencer Rascoff, Zillow’s chief financial officer and vice-president for marketing claims, “This is a huge step forward in terms of putting borrowers in control and giving them access to information.”
What’s wrong with this, you ask? Read on… Read the rest of this entry »
Freightliner, Cleveland and Limited Time
{{copyright EdNailor.com}}
Freightliner Employees Have Small Window
The word is that Freightliner in Cleveland NC is about to go through major layoffs. If you are working at Freightliner (or any position that could be victim to layoff) you have a very limited window to refinance your mortgage and get your finances in order.
With only 60 days until the final word comes, you may want to look to refinance your home mortgage in Cleveland NC as soon as possible. Many Cleveland NC homeowners could benefit from lower mortgage rates, lower mortgage payments, or debt consolidation mortgage to reduce your overall monthly debts now, before a possible job loss.
While few will consider buying a home, those already owning a home in the Cleveland area will want to at least look into this.
Here is an example of how refinancing your mortgage could help:
Current Mortgage Payment: $950
Current credit card Payments: $240
Current Auto Payment: $360
Total Monthly Payments: $1550
Assuming you had equity to pay off the credit cards and the balance on the auto loan, a mortgage payment of $1195 a month would save you over $350 each month! Facing the possibility of lower wages, this could be a major life saver!
If you live in the Cleveland area, work for Freightliner, or work in a job that could be impacted by layoffs or closings, act now before its too late. Once you have been layed off, you will have to wait until you have found a new permanent job and may have to get re-established from there.
Get Multiple Mortgage Loan Offers Now! Mortgage loans for all of the Carolinas, including Charlotte, Raleigh, Matthews, Concord and more! All mortgage applications and requests are submitted through LendingUniverse.com, an affiliate partner that can provide you with multiple loan quotes and offers from lenders.
Why do you?
{{copyright EdNailor.com}}
Why do you do that?
It’s a common question asked. When compared to Snakes, Liars, Politicians and Cheaters it’s easy to see why people ask me why I do what I do. But for me, the answer is easy! I love helping people!
I love helping a first time home buyer realize a dream they never imagined would happen! I love assisting a family buying their “move up” home because they have outgrown their starter home. I love helping a family refinance their home mortgage and save hundreds of dollars, allowing them to breathe a sigh of relief! I love helping our military veteransown a piece of this great country they have served!
In short, I love what I do!
Sure, there has been a lot of bad press about the mortgage industry as of late. Much of it, although somewhat misleading, is deserved. Over the past several years, mortgage companies offered ill-advised loans to the wrong borrowers. And with so much “easy money” flowing and over inflated profits realized, even the most reserved of mortgage lenders jumped too far in. So now the entire country is having to correct itself and many people are paying the price.
However, with all the bad news, there is good news too. The Charlotte North Carolina real estate market is still very strong. Charlotte mortgage rates are still at all time lows. And if you have been on the fence about buying a home, Charlotte FHA and VA mortgage loans could make this the best time to buy ever!
So when seeking a Charlotte mortgage company to work with, be sure to find someone that loves what they do. It should be their passion, not their job.
Get Multiple Mortgage Loan Offers Now! Mortgage loans for all of the Carolinas, including Charlotte, Raleigh, Matthews, Concord and more! All mortgage applications and requests are submitted through LendingUniverse.com, an affiliate partner that can provide you with multiple loan quotes and offers from lenders.
New Home Trend in Charlotte
{{copyright EdNailor.com}}
The Hottest and Greenest Trend
in Real Estate Hits Charlotte!
The the latest in Home Design hits Charlotte NC– a design which is both friendly to the environment — AND cuts down on the rising cost of your monthly food bill. Yes folks… its a real Gingerbread House!

The designer and architect of this project was proud to offer a scaled model (see right) for display. Now made from double reinforced and glazed gingerbread, these 1 or 2 story homes can be custom made to meet the needs of your busy family. These life-size homes feature economical frosting and gumdrop roofs — which are only an issue in hot climates, such as Florida. The Charlotte climate can safely sustain these great homes!
If you have young kids, you will want to consider upgrading to the marshmallow flooring that can be easily installed for just a fraction more cost. …
Charlotte mortgage loans for these homes are still in the works!
Oh yes, and a happy April Fool’s Day to ya!
Get Multiple Mortgage Loan Offers Now! Mortgage loans for all of the Carolinas, including Charlotte, Raleigh, Matthews, Concord and more! All mortgage applications and requests are submitted through LendingUniverse.com, an affiliate partner that can provide you with multiple loan quotes and offers from lenders.
100% V.A. Mortgage Loans
Charlotte VA Mortgages still offer 100% Loans
In a lending environment that is running away from no money down mortgages, there are still no money down Charlotte VA veteran mortgage loans! Read the rest of this entry »
