Welcome to Joe’s Mortgages & Equipment Leasing.

(and credit card processing, and commercial loans, and small business loans, and credit repair service, and foreclosure negotiators, and payoff accelerator services, and cash advance store… and you name it, we’ll do it!)

What in the world am I talking about?!?!

Looking through one of the major publications aimed at mortgage professionals I began to notice a disturbing trend. The articles and the ads are all geared towards mortgage lenders offering everything BUT mortgages. These items range from offering clients cash advances to equipment leases! What in the world do these have to do with the financing of a person’s home?

When a lender can not find a way to write a mortgage, they begin to look for alternatives. Those that offer all types of services never get really good at any of them. And believe me, the mortgage business is a full time, ever changing business. Especially today!

Be sure the mortgage lender you are working with is focused on what they should do… mortgages. While I can offer advice on credit issues, I do not operate a credit repair company. While I can write commercial mortgage loans, my focus is on the residential market. I have no desire to lease equipment (what?) nor credit card processing. I have associates that I can refer that stuff to.

I write mortgage loans. I work to find my clients the right mortgage for their home ownership needs. And working with both home buyers and current home owners, I can offer purchase and refinance mortgages in the Charlotte area. I am fully licensed in North and South Carolina. I am focused and that keeps me busy.

So beware the jack of all trades, master of none. After all, its about more than a mortgage… its about your family… your life! Don’t trust it with someone who’s not focused on finding you the right solution.